# FinancialInclusion

Traditional finance has left many people in emerging markets dealing with high fees, slow cross-border transfers, and limited access to global investments. Decentralized finance aims to offer an alternative. On The Open Network, platforms like STONfi are helping expand that access through mobile-friendly DeFi tools. 📱
Why platforms like STONfi matter for Africa
Lower transaction costs
On-chain transfers often cost a fraction of traditional remittance services such as Western Union, making cross-border payments more affordable.
Access to global assets
Tokenized assets such as xStocks can give