2026-03-26 23:31:12

Anyone claiming DeFi yields are dead doesn't understand the mechanics behind them.

DeFi yields have always been cyclical.
High interest rates = lower DeFi utilization & supply APYs.
Low interest rates = higher DeFi utilization & supply APYs.
However, @sparkdotfi might've achieved permanently competitive yields by integrating high quality RWAs as collateral to their savings vaults.
By doing this, Spark is able to offer:
> Higher yields than the rest of DeFi during low utilization periods
> Higher yields than TradFi during high utilization periods
Quite genius if you ask me.

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