The Best Artificial Intelligence Apps to Make Money and Boost Productivity

Artificial intelligence is no longer a promise of the future; it has become a reality in the daily professional and financial lives of millions of Brazilians. For investors seeking smarter returns and professionals aiming for greater efficiency, a good AI app to make money and save time has become almost essential.

The data is clear: according to the Brazilian Software Companies Association (ABES), the growth of AI-based solutions surged significantly between 2024 and 2026. The financial market, corporate productivity, and content creation lead this digital transformation. This guide presents the 10 apps that are most revolutionizing how people earn money, work, and create in 2026.

Real-time Quotes:

• BTC: $63.03K (-4.98% in 24h)
• ETH: $1.82K (-5.05% in 24h)
• DOGE: $0.09 (-6.24% in 24h)

Why Choose an AI App to Boost Your Earnings?

Before diving into the list of specific tools, it’s important to understand why an AI app for making money can differentiate your results. Unlike a few years ago, when AI was a privilege of large corporations, today anyone with a smartphone can access tools capable of:

• Analyzing hundreds of investment strategies per second
• Automating data-driven decisions in real time
• Eliminating human errors in technical operations
• Optimizing hours of work in minutes

The transformation is real and measurable. Professionals and investors who have adopted these solutions report productivity gains of over 40% and more consistent investment returns.

AI Tools for Investors: Maximize Your Returns

The universe of investment apps is where AI shows its full potential. Three solutions stand out for their impact and functionality:

Magnifi AI: The Investment Co-Pilot for Beginners

Magnifi AI works exactly like an intelligent investment advisor, especially for those just starting out. You ask naturally—“which stock has the best potential this quarter?”—and receive actionable insights without technical jargon.

The platform integrates with your brokerage, assesses your risk profile, and recommends personalized trades. It’s the kind of tool that democratizes access to analyses that previously cost thousands in financial consulting.

Trade Ideas with Holly AI: Analytical Power for Traders

If you already master analysis techniques, Trade Ideas offers a different level of automation. Its proprietary AI, named Holly AI, tests thousands of strategies simultaneously in real time, indicating those with the highest success probability.

The key feature is historical backtesting—the tool validates each strategy against years of past data, reducing guesswork and increasing confidence in trades.

TrendSpider: Automatic Technical Chart Reading

For those familiar with technical analysis, TrendSpider automates what takes the most time: identifying patterns on charts. Supports, resistances, candle formations—all are detected automatically, removing subjectivity and interpretation errors.

The platform also allows comparing multiple assets simultaneously and creating custom alerts when patterns form.

AI Apps That Transform Corporate Productivity

The corporate environment has gained new efficiency dimensions with the right tools. Three apps are redefining how professionals work:

Microsoft Copilot: Integrated Assistant in Your Workflow

Embedded in Word, Excel, and Outlook, Copilot is like having an AI assistant inside the tools you already use. It summarizes complex documents, generates charts from raw data, drafts emails with appropriate tone—all within Microsoft 365.

Especially powerful for analysts and managers working with large datasets and needing quick insights.

Notion AI: Smart Project Organization

Notion AI combines notes, databases, and task management in a single platform designed for teams. You describe what you need—a content calendar, a sales pipeline, a schedule—and the AI structures everything for you.

It works seamlessly integrated with Slack, Zoom, and Google Drive, centralizing information that would otherwise be scattered across multiple tabs.

Otter.ai: Meeting Transcription and Summarization

For professionals who spend a lot of time in meetings, Otter.ai is transformative. It transcribes speech accurately, identifies speakers, generates summaries of key points, and integrates smoothly with Zoom, Google Meet, and Teams.

The result? You leave a one-hour meeting with a ready document, saving the time you’d spend taking notes and synthesizing information.

Creativity Without Limits: AI Apps for Content and Design

Visual and audiovisual creation has gained tools that democratize what previously required complex software and extensive training:

Midjourney v7: Realistic Image Generation

Midjourney has revolutionized how visual creators work. You describe—“recreate a surreal portrait of a medieval explorer”—and within seconds, you get multiple high-quality artistic versions.

It works via web or integrated with Discord, with an active community sharing prompts and inspiration.

Runway Gen-3: Scalable Audiovisual Production

For content creators, influencers, and production companies, Runway Gen-3 offers an entire cloud-based studio. It generates videos from descriptions, edits scenes, removes unwanted objects, and applies effects—all with professional-quality results.

The time spent on laborious editing can now be dedicated to creativity and strategy.

Adobe Firefly: Integration with the Adobe Ecosystem

Developed by Adobe, Firefly brings AI into Photoshop and Illustrator. Designers can generate visual elements via text, use generative fill to complete compositions, and quickly apply styles.

For professionals already within the Adobe ecosystem, it’s the natural evolution of the creative workflow.

Honorable Mention: ChatGPT—the Jack-of-All-Trades AI

ChatGPT deserves recognition for its impressive versatility. It works for writing, analysis, research, planning, and, in the latest version, generating images with professional quality. It’s practically a universal AI app that functions in any context—finance, marketing, education, or creativity.

Its accessibility (including a free version) makes it an excellent starting point for anyone exploring AI for the first time.

The Future of Earnings and Productivity Is Here

This transformation isn’t just a trend—it’s a present reality. In 2026, any professional or investor choosing to use AI apps to make money, work with focus, and create freely has access to tools equal or superior to those used by large corporations just a few years ago.

The 10 apps listed in this article represent complete solution categories. The right choice depends on your specific needs: do you want to invest better? Save time on daily tasks? Or explore new ways to create? Whatever your path, there’s an AI tool ready to help.

The time to start is now.