Overseas hot topic: AI will cause an unprecedented financial crisis in 28 years, and the US stock market will plummet!

Logic:
1. For the first time in human history, human intelligence is no longer scarce
2. White-collar workers make up a small proportion but have high incomes, accounting for 80% of consumption—yet they are being replaced
3. AI causes companies to continuously lay off white-collar workers and cancel various software services
4. White-collar workers will either starve or be forced into physically demanding industries that are already hard to make a living—such as Uber drivers, which are also being replaced
5. White-collar workers run out of money, society runs out of money, and various companies begin to go bankrupt
6. These white-collar workers have $15 trillion in mortgage loans. They once had the best credit and would never default, but now the world has changed. They are only one major crash or mass layoffs away from widespread default.
7. Society has developed rapidly, but the number of poor people is increasing unprecedentedly
8. The wealth gap is widening infinitely. In the AI industry, just telling a story can attract a lot of funding, and traditional methods used by older generations are becoming ineffective.