Don't be grateful for the current new housing policies.

Back then, prices skyrocketed, full payment prioritized, and the housing fund was kicked out. The vested interests cleaned out everything and treated you like a dog outside the door.
Now they ask you to buy with a lower down payment? It's like a village beauty who has been spoiled suddenly returning to marry you—purely looking for honest people to take the fall.
Lifting purchase restrictions has never been about inviting young people to the table; it's a scam to get you to leverage yourself into the dead-end of unfinished buildings.
Wake up, draining six wallets to take the fall, and you'll even lose your last chance to return to the village and farm.