Dual-Currency Investment Complete Guide: Master This New Short-Term Trading Tool

Dual Currency Investment is an innovative short-term trading tool that offers investors a new way to profit from market volatility. Unlike traditional holding strategies, dual currency investment allows users to capture market opportunities and increase returns by accurately predicting the price movement of specific cryptocurrencies within a set timeframe. Compared to simply buying and holding, this tool provides more flexible trading options and diversified profit scenarios.

How Dual Currency Investment Works: Core Mechanism Explained

The basic logic of dual currency investment may seem simple, but its internal mechanism is quite sophisticated. When investors subscribe to a dual currency investment plan, their funds are transferred to the platform’s professional trading team. These funds are managed by experienced traders with reliable trading records and are typically deployed in derivatives markets to maximize profits. The entire process occurs off-chain and does not involve any on-chain trading activities.

Investors need to select three key parameters at purchase: the trading pair (e.g., ETH-USDT), the investment period (1 day, 3 days, or 5 days), and the target price. The system automatically calculates the annualized yield based on these parameters, helping investors quickly assess potential returns. It’s important to note that the displayed annualized yield updates in real-time to reflect current market conditions, so the same product purchased at different times may have different expected returns.

Qualification and Identity Verification Requirements

Not all users can immediately participate in dual currency investment. The platform sets a threshold for identity verification, and only users who complete standard or advanced personal KYC (Know Your Customer) verification are eligible to trade. KYC is a standard compliance process in the financial industry to verify investor identities. It’s worth noting that users who have completed institutional-level KYC are temporarily ineligible to participate in dual currency investment products.

If you have not yet completed identity verification, you must first upgrade your personal KYC level. Only after completing this step can you subscribe to or pledge financial products. This requirement provides protection for both investors and the platform.

Source of Returns and Price Determination Mechanism

Many investors wonder: where do these returns come from? The profits of dual currency investment mainly derive from the platform’s professional management of subscription funds. After deploying funds into the derivatives market and executing advanced trading strategies, the resulting profits are distributed to investors at settlement.

During settlement, two price concepts are crucial: the settlement price and the target price. The settlement price refers to the average price of the spot market during the 30 minutes before 8:00 UTC on the settlement day. The target price is the predicted price set by the investor at purchase. The relationship between these two prices directly determines the calculation method of the final profit and the currency involved.

Risk Awareness: Why Returns Cannot Be Guaranteed

Investors must clearly understand that dual currency investment is not a zero-risk investment. Market volatility is unpredictable, so asset returns cannot be guaranteed. Additionally, with a slippage tolerance of up to 5%, the actual settlement price may differ from the target price.

More importantly, once the subscription is confirmed, the investor’s funds are fully locked in. No modifications, cancellations, or redemptions are allowed before the settlement date. This means investors must have full confidence in their choices. Furthermore, if market prices deviate further from the target price, investors will miss the opportunity to buy or sell tokens at more favorable prices—this opportunity cost is an implicit risk.

Settlement is based solely on the actual price on the settlement day and does not use prices from other times. Therefore, investors should fully understand the product terms before placing orders. Any losses caused by price fluctuations are at their own risk.

Low Buy and High Sell: Comparing Two Investment Modes

Dual currency investment is divided into two product types, targeting different market expectations:

“Low Buy” Mode: Suitable for investors bullish on a specific coin. Subscribing with USDT stablecoin, if the settlement price ≤ target price (price falls or stays flat as expected), profits are paid in cryptocurrency; if the settlement price > target price (price rises beyond expectations), profits are paid in USDT.

“High Sell” Mode: Suitable for investors bearish on a coin or seeking to lock in gains. Subscribing with cryptocurrencies (e.g., BTC, ETH), if the settlement price ≥ target price (price rises or meets expectations), profits are paid in USDT; if the settlement price < target price (price does not meet expectations), profits are paid in cryptocurrency.

Both modes offer 1-day, 3-day, or 5-day investment periods. The minimum investment amount is clearly indicated in the “Investment Amount” field on the order page.

Subscription Process and Order Activation Time

After deciding to subscribe, the order is typically confirmed within 30 to 60 seconds. Once confirmed, the return calculation begins immediately. For example, a 3-day plan will settle on the third day (at 8:00 UTC).

Note that after order confirmation, investors cannot modify the target price, investment amount, or settlement date. Early redemption before the settlement date is also not permitted. This “lock-in upon confirmation” design ensures system stability but requires investors to make careful decisions before placing orders.

Return Calculation and Common Misconceptions

Returns from dual currency investment consist of two parts: the principal amount and the generated profit. Whether the final payout is in cryptocurrency or stablecoins depends entirely on whether the settlement price reaches the target price.

Many investors feel confused or even think they have incurred losses when viewing the final returns. This often stems from a common misunderstanding: comparing the crypto return converted to USDT at settlement with the initial USDT investment.

Let’s clarify with real examples:

Case 1: Real profit of “Low Buy” ETH

Trader A purchases an “Low Buy” ETH-USDT plan with an 80% annualized yield, a target price of 1,200 USDT, and an investment of 1,000 USDT. On settlement day, the settlement price is exactly 1,100 USDT (≤ target), meeting the condition. The system uses 1,000 USDT plus the profit to buy ETH at the target price of 1,200 USDT, resulting in 0.8351 ETH.

Superficially, if you value this ETH at the settlement price of 1,100 USDT (0.8351 × 1,100 = 918.61 USDT), it appears less than the initial 1,000 USDT. But in reality, if the trader manually executes the same operation—using 1,000 USDT to buy ETH at 1,200 USDT—you can only get about 0.83 ETH. The dual currency investment actually grants him 0.8351 ETH, which is an extra profit.

Case 2: Real situation of “High Sell” ETH

Trader B subscribes to an “High Sell” ETH-USDT plan with an 80% annualized yield, a target price of 1,200 USDT, and an investment of 1 ETH. On settlement day, the settlement price is 1,300 USDT (≥ target), meeting the condition. The system sells 1 ETH at the target price of 1,200 USDT plus profit, resulting in 1,202.6301 USDT.

If the trader B sells 1 ETH at the settlement price of 1,300 USDT himself, he gets 1,300 USDT, which seems better than the 1,202.6301 USDT received from the platform. But if he manually sells at the target price of 1,200 USDT, he only gets 1,200 USDT. The 1,202.6301 USDT includes the additional 80% annualized yield profit.

These examples demonstrate that when comparing profits, the same execution price should be used, not mixing different market prices.

Profit Withdrawal and Auto-Reinvestment

After settlement, profits are returned to the investor’s account within 30 minutes. If profits are paid in cryptocurrency, investors can view them in their account. To withdraw, funds must first be transferred from the financial account to the main account, then withdrawn on-chain.

The platform offers an auto-reinvestment feature. If enabled, when the settlement does not meet the target price, the existing funds automatically roll over into the next period’s dual currency plan, saving the hassle of manual re-entry.

Trial Funds and Sub-Account Support

Eligible new users may receive trial funds for dual currency investment. These can be found in the Voucher area at the top right of the financial mall page or in the “My Rewards” section. Trial funds allow investors to experience real product yields without risking their own capital.

Currently, trial funds are only available for “Low Buy” products. To use, simply click “Use” to enter the Low Buy product page, select your preferred plan, and click “Buy Now.” The trial funds will automatically apply to the effective investment amount. Note that the investment amount after using trial funds is fixed and cannot be adjusted. After successful order placement, detailed information can be viewed in the order history.

Another convenience is that sub-account users can also participate in dual currency investment, providing greater flexibility for managing multiple accounts.

Dynamic Changes in Annualized Yield and Final Returns

The annualized yield displayed on the purchase page updates in real-time to reflect current market conditions. This means that the same product purchased in the morning and afternoon may have completely different annualized yields. Do not assume that the 80% annualized yield seen at purchase will be exactly realized—actual returns may vary due to market slippage and other factors.

The logic for trial funds is the same: returns depend on the product’s settlement price and the annual rate at that time. Although profits are credited to the account, the principal of trial funds does not count toward total assets, serving only as a product experience tool.

Suitable Investors for Dual Currency Investment

Based on product features, dual currency investment is especially suitable for the following three types of investors:

1. Those seeking high sell returns: Investors holding cryptocurrencies who want to lock in gains can use the “High Sell” mode to sell at a target price and earn additional profits.

2. Those looking for low buy opportunities: Investors bullish on a coin but wanting to buy at a better price can use the “Low Buy” mode to acquire more tokens.

3. Passive income seekers: Investors aiming to generate higher passive income through asset holdings can use dual currency investment to grow their portfolio without increasing principal.

Regardless of the type, investors should have a clear understanding of their risk tolerance and make decisions only after fully understanding the product mechanism.

Final Reminders and Risk Summary

Dual currency investment opens new possibilities for investors seeking short-term trading opportunities. However, investors must understand that it is not a risk-free tool. Market volatility is unpredictable, returns are not guaranteed, funds are fully locked during the lock-in period, and opportunity costs are inherent. These factors should be carefully considered.

Before participating, investors are advised to thoroughly read all terms, develop a reasonable strategy based on their own situation, and always exercise caution. Remember: even well-designed financial tools cannot eliminate the inherent risks of the market.