Jiayin Technology's platform is accused of high-interest violations, with the stock price recently fluctuating downward.

2026-02-22 01:41:20

CNA Finance According to a report by Jiuzhou Business Observation on February 11, 2026, Jiayin Technology’s loan assistance platforms, Niwo Dai and Jirong, are accused of still charging high service fees after the implementation of new regulations on loan assistance, with the comprehensive annualized interest rate far exceeding the regulatory limit of 24%, leading to numerous complaints. The report states that in the first three quarters of 2025, the company’s total operating revenue was 5.132 billion yuan, with a net profit of 1.435 billion yuan, but the collection of service fees through related parties may have been used to evade regulation. The overdue rate was 1.33% (data for Q3 2025).

Stock Recent Trends

In the past 7 days (February 5 to 11, 2026), Jiayin Technology’s stock price has shown a volatile downward trend. On February 5, the stock price plummeted 6.21% to $6.04. On February 6, it rebounded 4.80% to $6.33. On February 9, it rose 3.48% to $6.55, but on February 10 and 11, it declined 2.60% and 1.72%, respectively, closing at $6.27. The total decline over the period was 2.64%, with a trading range of 12.73%, and trading volume was relatively light.

The above content is compiled from public information and does not constitute investment advice.

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