I used a U card to purchase a high-speed rail ticket, including a fee of 434.15 CNY, deducted 63.37 USD, which, including fees, corresponds to an exchange rate of 6.85. Currently, the exchange rates for withdrawals from various CEX C2C platforms are around 6.88-6.94. Compared to that, it's not very attractive. But considering that U card payments do not carry the risk of receiving dirty money, this loss is also reasonable.

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