Cryptocurrency analyst Jack Claver warns that a potential oil price shock could disrupt large-scale yen arbitrage trading, triggering forced sell-offs of Bitcoin, ETFs, and stablecoins like Tether. Tether's market cap reaches as high as $190 billion, but its non-government bond assets are under pressure. Claver predicts this could cause Bitcoin prices to plummet to $20,000. In such a crisis, Claver believes that Ripple's 3-5 second settlement speed and limited supply could make it a key infrastructure, potentially leading to a significant price surge and changing the landscape of cryptocurrencies.