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Setting up an experiment with my IRA and my wife’s:\n\nI have several ETFs and single stocks that I plan on trading cyclically - China stocks, energy, ai, semiconductors and health-tech, lithium\n\nI set my wife up with mostly $voo along with $eis and $ixus that I will simply hold and add to yearly. \n\nWill check back in a few years to see if the single stock management was worth it 😅