The secret to smooth Web2 payments has never been in the technology itself, but in how the product completely hides the complexity. Users swipe a card or click confirm, and the behind-the-scenes clearing process, risk control system, and interbank settlement—all disappear into a black box. But what about Web3? Users have to choose the network themselves, prepare Gas fees, guess confirmation times, and even if they fail, they need to go to the browser to check the transaction.

Every additional step consumes the user's patience. Going from "What is this" to "Did I click the wrong thing" to "Forget it, I’m not playing anymore" might only be a matter of three or four choices. That’s why many Web3 payment solutions claim high performance, yet user numbers never really grow— the bottleneck isn’t the chain’s throughput, but the user’s patience.

To measure whether a payment project truly has vitality, a simple yardstick is enough: Does it make the process closer to Web2 experience? Do users have to hold native tokens to transfer stablecoins? Can transfers be completed with just one click? If it fails, does it give understandable feedback? These seemingly trivial product details often determine user retention more than any performance metrics.

The core of payment isn’t showcasing technical prowess, but stability, intuitiveness, and repeatability. After experiencing a smooth transaction once, users will proactively use it a second time; after a failed attempt, they’ll basically uninstall it. As long as the process barriers are lowered, failure rates reduced, and the first-time success rate for new users improved, stablecoins will have a chance to shift from transient market players to everyday tools. This isn’t just a slogan; it’s the underlying logic of whether the payment ecosystem can truly break out of its niche.