#稳定币发展与应用 Wait, I just saw a detail: ether.fi CEO said that by 2026, Ethereum's growth will no longer be driven by speculative trading cycles? What will it rely on? Native crypto banking? 🤔

Looking closely at this logic—new banks completely shield DeFi complexity, offering ordinary users 4-5% on-chain yields, using stablecoins + self-custody combos. This is indeed a different narrative, shifting from "trading coins" to "saving coins for interest."

But I have to be honest, this sounds a bit too idealistic. Institutional staking, DAT, retail new banks forming a synergistic effect? It sounds good, but will the market really buy it? Or is it just another wave of marketing hype? 🚀

That said, if this logic really pans out, the application scenarios for stablecoins will indeed explode. Turning from a speculative tool into mainstream financial infrastructure—that would truly be breaking the circle. If this can be achieved, compared to those meme coins that sometimes multiply a hundredfold, it might be the real alpha.

Let's wait and see in Q1 2026. If it really happens, early positioning in the stablecoin ecosystem is the smart move.