【People who make money never just focus on the multiple of returns】

In a bull market, people are easily intoxicated by high returns, frequently chasing gains and selling at a loss; when a bear market arrives, they realize that those who survive are often those who planned for risks in advance.

I choose a stablecoin-based financial management plan, with a simple core logic—eliminate the psychological stress caused by price fluctuations. Using USD1 as the foundation for financial management, users don’t need to watch the market daily or frequently cut losses; instead, they can devote more energy to the strategy itself. This is the way financial management should be: establishing a long-term executable plan rather than being driven by market sentiment.

On the ecosystem level, it’s even more interesting. When LISTA is not only a tool for use but also enables users to participate in governance, the development goals of the protocol naturally align with user interests. The combination of incentive mechanisms and governance structures ensures that the ecosystem’s direction is more transparent and controllable.

Stable returns may not sound as "flashy," but after crossing several cycles, this is what makes a compound interest winner.