Saving gold in 2025: The right way, worthwhile options, and things to watch out for

Have you ever felt the need to accumulate gold but thought you needed a huge amount of money? That problem is gone because in the digital age, we have a new method called “Gold Saving,” which allows everyone to easily own gold, even with a modest monthly income.

This article will help you understand the concept, methods, study leading options, and determine whether gold saving is truly suitable for you.

What is Gold Saving? Understand the Basics Clearly

Simply put, gold saving is a gradual purchase of genuine gold ( with purity mostly at 96.5% ) through online applications, avoiding the need to carry large sums of money to pay at gold shops.

But the key principle is Dollar-Cost Averaging (DCA), which helps reduce risk from price fluctuations.

For example: saving 3,000 THB per month

• January: Gold price 30,000 THB/baht → 3,000 THB buys about 1.52 grams
• February: Gold price 28,000 THB/baht → 3,000 THB buys about 1.63 grams

When gold prices drop, the same amount of money can buy more. This is the magic of cost averaging, helping us avoid the stress of “buying at the right time.”

Comparing 5 Gold Saving Options in 2025

The general market this year has many providers. Here is a summary of popular choices and their highlights:

GOLD NOW - For those who value brand trust

Hua Seng Heng is a reputable name with over 70 years in the gold business. In partnership with leading banks, GOLD NOW was created.

Its highlight is a single app that includes both: “Save NOW” (from 1,000 THB) and “GOLD NOW” for direct buy-sell of gold bars (from 5 THB), catering to both regular savers and traders.

MTS Gold - For beginners and safety-conscious users

Muang Thai Sukh uses blockchain technology similar to banks and cryptocurrencies, ensuring maximum security for data and transactions.

The minimum starting amount is very low (100-150 THB), and buy-sell is available 24/7 with no trading fees. However, there is a “block fee” when converting to real gold (minimum 1 gram).

Get Gold - For savers tracking global markets

YLG provides real-time spot prices (world market prices), with 24/7 buy-sell and no fees.

Ideal for those who like to follow global market changes and need maximum flexibility.

Ausiris - For long-term investors seeking discipline

Ausiris uses genuine DCA. When you set a minimum amount (1,000 THB/month), the system automatically buys daily at the official gold trading price at 4:00 PM.

The advantage is disciplined saving without waiting for buy signals. Starting with just 1,000 THB/month, the minimum gold exchange is as low as (0.3 grams).

ARR Gold Saving - For those who want convenience

Aurora has over 260 branches nationwide. If you want to walk in and exchange for real gold nearby, this is the answer.

The starting amount is low (100 THB), with no trading fees. The minimum gold exchange is 1 salueng (about 3.78 grams), which is higher than some others but offers convenience through a large branch network.

Who Should Save Gold?

Gold saving is suitable for certain groups:

1. Students and beginners
Small funds starting at just 100 THB help develop saving habits in a stable asset.

2. Freelancers / self-employed
Uncertain income? The flexible “save on demand” mode (Get Gold, GOLD NOW) allows you to save during good months and pause during lean months.

3. Parents saving for children and retirement planners
Goals of 10-20 years or more. Gold helps hedge against inflation, and the automatic model (Ausiris) is designed for long-term journeys.

4. Cautious investors
Fear stock market volatility? Gold is a “Safe Haven” that performs well when other assets fall.

4 Steps to Start Saving Gold

Step 1: Choose the right approach
Ask yourself: Are you disciplined enough to save manually or do you prefer an automatic system? Is convenience in receiving gold important? Your answers will help you select the suitable platform.

Step 2: Verify identity via app
Download the app, prepare your ID card and bank book, then complete e-KYC (face scan)—no need to visit a branch.

Step 3: Start accumulating gold
Transfer money via QR code or link your bank account. Once funds arrive, they are converted into gold weight based on the current price.

Step 4: Choose between cash withdrawal or physical gold exchange

• Cash withdrawal: Sell digital gold at real-time prices, suitable for short-term profit.
• Physical gold exchange: Convert to actual gold, ideal for long-term savings.

Benefits of Gold Saving

• Start with small amounts: from 100 THB
• Diversify risk: gold is a safe asset that often makes decisions for other assets
• Hedge inflation: over the long term, gold value increases with living costs
• Build discipline: especially with automatic debit systems
• Safe and flexible: easy to convert to cash, no need to store large amounts at home

Things to Watch Out For

Price volatility: Gold prices fluctuate constantly. Gold saving is suitable for long-term, not short-term speculation.

No interest or dividends: Returns come only from price differences.

Provider risks: Most importantly, choose reputable large companies with long-standing credibility, physical storefronts, and high trustworthiness.

Hidden costs when exchanging for gold: Converting to real gold may include “block fees” or “premium charges.”

Summary: Gold Saving is Worthwhile but Must Be Understood Correctly

Gold saving is not a magic potion for overnight riches but a powerful wealth-building tool that is accessible and practical.

The most important thing is to select a platform that matches your habits. Start today with a small amount; discipline and consistency will lead you toward a secure financial goal.