Before investing in gold savings, you need to know this first! Analyzing the top 5 platforms of 2025

What Is Gold Saving Really?

The gold market has been open for a long time, but the problem is… who has a lump sum of money to keep buying? This has led many to believe that investing in gold requires a huge one-time payment until a new method called “Gold Saving” emerged, which is based on a simple principle.

In short, you can buy genuine gold (which is mostly 96.5% pure) through a trusted application. Starting with just 100-150 baht, the system converts your money into real-time gold weight and stores it in a digital account.

What makes this method popular is the principle of DCA (Dollar-Cost Averaging) or continuous cost averaging. It’s an effective strategy to reduce risk from price volatility.

Example: Save 3,000 baht per month

• Month 1: Gold price at 30,000 baht per gram → buy 1.52 grams
• Month 2: Gold price drops to 28,000 baht per gram → buy 1.63 grams (more!)

When prices are low, you get more gold; when prices are high, you get less. By doing this continuously, your average cost adjusts smoothly.

5 Major Platforms in 2025: Clear Comparison

Which one is better? Here is an analysis of 5 major players you should know.

Various Saving Options: Which One Suits You?

( GOLD NOW - Highest Flexibility

Hua Seng Heng has a 70-year history with physical stores, increasing confidence. GOLD NOW offers 2 modes:

• Save NOW: Starting at 1,000 baht for those who want consistent savings
• GOLD NOW: Trade gold bars from 5 baht for those who want to buy and sell

Suitable for: Investors who trust big brands and want flexibility on both ends

) MTS Gold Blockchain - Safety First

Using blockchain technology similar to banking and crypto systems, ensuring high security for holdings and transactions. Starting at just 100-150 baht, with 24/7 trading without transaction fees.

Suitable for: Beginners with small capital and those prioritizing data security

Get Gold - Track Global Market Prices 24/7

Real-time updates of global market prices ###spot prices###, ideal for investors wanting to buy low and sell high at the right time. Starting at 100 baht, with automatic daily and monthly saving options.

Suitable for: Active savers who follow market news and want 24/7 trading

( Ausiris - Balanced Automated System

The pioneer of gold saving in Thailand, featuring automatic daily DCA. You set a monthly saving limit )minimum 1,000 baht###, and the system averages the purchase daily. Minimum exchange threshold is just 0.3 grams.

Suitable for: Long-term investors aiming to build disciplined savings

( ARR Gold Saving - Convenient Branch Expansion

Aurora has over 260 branches, making it easy to pick up physical gold. Starting at 100 baht, with a minimum exchange of 1 salueng.

Suitable for: Those who prioritize convenience in physically receiving gold

Are You Suitable for Gold Saving?

Most clearly benefiting groups:

1. Students and beginners: Little money but want to develop saving habits. Starting at 100-150 baht, enough to get started.

2. Freelancers and self-employed: Uncertain monthly income. The “Save at will” mode helps you choose based on your situation.

3. Long-term planners: Parents saving for children or those preparing for retirement. Gold acts as a hedge against inflation over 10-20 years.

4. Cautious investors: Fear market volatility. Gold helps diversify risk.

How to Start in 4 Easy Steps

Step 1 - Choose the right platform
Ask yourself: Do you have enough discipline to save regularly, or do you prefer an automatic system? How important is the convenience of receiving gold? Your answer will help you choose.

Step 2 - Register an account
Download the app, prepare your ID card and bank book, and complete e-KYC )face scan###.

Step 3 - Transfer money
Transfer via QR code or link your bank account for automatic deductions. Once the money arrives, it converts into gold and shows in your portfolio.

Step 4 - Withdraw cash or exchange for gold

• Cash withdrawal: Suitable if you want to profit from price differences.
• Exchange for physical gold: Suitable for long-term asset holding.

Is Gold Saving Truly Good? Know the Pros and Cons

( 💚 Key Advantages

✓ Start as low as 100 baht - No need for a large lump sum

✓ Diversify risk - Gold is a Safe Haven that performs well when other assets fall

✓ Beat inflation - Long-term, gold value tends to rise with living costs

✓ Build saving discipline - Automatic systems enforce regular saving

✓ Liquid )but safe - Easily converted to cash, no need to keep at home

⚠️ Things to Watch Out For

• Short-term price volatility - Suitable for long-term investment, not short-term speculation

• No interest - Returns come only from price differences

• Provider risk - Beware of fake apps; choose reputable companies with physical stores and long histories

• Hidden costs - “Blockchain” fees when exchanging for bars, which must be included in calculations

Conclusion: Is Gold Saving Worth It?

The answer is “Very good”, but you must understand the conditions. Gold saving is not a get-rich-quick scheme but a tool for building wealth accessible to everyone.

Start today with small money; consistency and discipline will lead you to sustainable wealth.