Have you ever faced this dilemma—Bitcoin's gains don't meet your expectations so you hesitate to sell, small altcoins are deeply trapped in losses and can't be cut, and stablecoin accounts are just sitting there depreciating? Actually, there's a third way: pledge your idle assets to continuously earn USD cash flow without selling your coins.

**The mechanism is quite straightforward: assets exchanged for liquidity**

If you deposit ETH, BTC, or other tokens into a DeFi platform's staking pool, the system will immediately give you an equivalent amount of stablecoins. But there's a trick—it's not a 1:1 ratio. For example, with $10,000 worth of assets, you might only receive 8,000 stablecoins, with the remaining $2,000 serving as a risk buffer. This way, even in extreme market fluctuations, liquidation is avoided, and risk is thoroughly isolated.

**Two ways to play, freely combined**

Conservative players can directly stake stablecoins like USDC or USDT, instantly receiving an equivalent amount of stablecoins—safe and steady. Advanced players dare to collateralize volatile tokens like SOL or AVAX—the system will intelligently adjust the collateral limit based on historical volatility, possibly approving only 60% of the collateral ratio, but that's enough. The benefit is that you can continue holding these tokens, waiting for a rebound, while simultaneously obtaining USD liquidity to bottom-fish, truly earning on both sides.

**Let stablecoins generate returns too**

Once you get stablecoins, don't leave them idle. Immediately put them into a yield pool, where annualized rates can reach 8%+. This isn't made up—platforms use these aggregated funds for institutional-grade basis arbitrage, funding rate hedging, and other operations that retail investors usually can't access. Now, through staking, you indirectly share in these institutional-level profits, earning steady interest just by lying back.