To be honest, the thresholds for those wealth cards are indeed high. Common wealth cards require a minimum of 3 million in assets, while private bank cards need 6 million or more. But the key issue is—these high-end cards have limited practical use. The scenarios where people use debit cards for direct spending are already few, making the advantages of high-end cards even more trivial. Instead, banks themselves are quite aggressive, frequently urging me to save money and attract customers to meet deposit targets. The whole logic is somewhat contradictory—banks want you to reach asset thresholds to enjoy services, yet they are also working hard to attract deposits to boost performance.