2025-12-27 14:25:13

TermMaxFi has just launched an interesting feature — now, by using InfraredFinance's $IR tokens as collateral, you can borrow $HONEY at a fixed interest rate.

Here are some highlights of this feature:

The biggest advantage is **fixed interest rate**. The borrowing rate is locked in throughout the loan period, so there's no need to worry about market fluctuations affecting your expected returns. For users who need long-term holdings, this certainty is quite valuable.

Secondly, the application scenarios for $IR have been expanded. Previously, it might have been limited to simple holding or liquidity mining, but now there's an additional lending channel, deepening the utility of the token. Liquidity is also guaranteed, with OrigamiCrypto directly participating in the launch support.

For $IR holders, the operation is straightforward: stake $IR → lend out $HONEY at a fixed interest rate → flexibly participate in various yield activities within the ecosystem. This can significantly improve asset utilization efficiency.

IR-3,04%

HONEY-0,15%

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ZenChainWalker

· 17h ago

The fixed interest rate is indeed pretty good, saving you from constantly watching the market and worrying about interest rate changes. Honestly, I just want to see how high $IR can go in this wave. Is it reliable? Has anyone tried it? This kind of lending model still feels quite suitable for lazy people. Wait, is this liquidity really guaranteed? Could it be another scam? It's a pretty interesting gameplay, but the key is whether there will be real demand later on. Is $HONEY a reliable coin, or is it just another air coin? It's really friendly to token holders, providing an additional exit. But I've always felt that fixed interest rates sound comfortable, though how much you can actually earn still needs to be questioned.

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BrokeBeans

· 17h ago

Fixed interest rates sound good, but I'm worried that the $HONEY lent out might not be very useful. --- $IR now has an additional use, but it depends on whether $HONEY's liquidity is sufficient. --- Pledge lending is a routine that every project is playing, the key is whether there will be a dump later. --- OrigamiCrypto's endorsement definitely adds points, but can this lending model sustain itself in the long run? --- To be honest, it's still about keeping the price of $IR stable, with multiple application scenarios. --- Fixed interest rates might actually be a trap; when the market rises, you lose. --- Ah, another lending feature appears—seems like it never ends. --- It feels like this is prolonging the life of $IR, self-digest within the ecosystem. --- Where to use borrowed $HONEY, that's the real key.

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CoconutWaterBoy

· 17h ago

The fixed interest rate is indeed comfortable, no need to watch the market all day worrying about sudden interest rate spikes.

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staking_gramps

· 17h ago

The fixed interest rate is indeed good; finally, you don't have to watch interest rate fluctuations every day. Hmm, but how's the liquidity of this $HONEY token? Is it really easy to borrow and lend? Staking $IR to borrow $HONEY and then mining feels like a nesting doll, haha.

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