2025-12-27 13:30:20

#数字资产市场动态 European traditional banks are quietly changing the game. A recent move has caught people's attention: France's second-largest banking group BPCE has directly opened Bitcoin and Ethereum trading permissions to approximately 2 million retail customers. More importantly, users can complete purchases within their bank's app without switching to other platforms.

This is not a casual warm-up. BPCE has set a clear timetable—by 2026, this service will be expanded to all 12 million customers. Meanwhile, French regulators are also easing policies, allowing the sale of compliant crypto asset certificates to ordinary consumers. It’s clear they are paving the way for large-scale entry by major institutions.

If BPCE is still an isolated case, then looking at Spain’s BBVA and Santander makes it obvious—top European financial institutions are forming a consensus, collectively and strategically moving toward crypto assets. This is no longer a question of "if they will enter," but "they already have, and are accelerating."

Imagine what will happen when $BTC and $ETH trading appear in your regular banking app. New capital flows and market narratives may be brewing. It really feels like the landscape is opening up. How long do you think it will take for the next major international bank to follow suit?

BTC0,15%

ETH0,13%

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ImpermanentPhobia

· 16h ago

Damn, BPCE's move is incredible. Buying coins directly in the bank app—now mom doesn't have to worry about me using the mainstream channels anymore haha --- Europe is really pushing forward. It feels like the major banks are all moving in sync, and regulators are also easing up --- I just want to know when we will catch up. Can't let Europeans be the first to reap this benefit --- Rolling out to all customers by 2026, this pace... big funds are really coming --- Banks doing this themselves are more convincing than any exchange. Finally, no more being called gamblers for buying coins --- Imagine moms used to traditional finance suddenly discovering they can buy BTC in the bank app—what a huge wave that would cause --- Spain's BBVA and Santander are both involved. This is clearly a collective consensus, not just a few banks testing the waters --- The big picture is opening up, but I’m worried domestic regulators are still standing still. Comrades, we have to wait a bit longer --- The flow of funds is really about to change. Traditional finance is serious this time, not just a bluff --- This time, big institutions are paving the way. In the second half, let’s see who gets the most benefits

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ruggedNotShrugged

· 16h ago

Wow, European banks are finally not pretending anymore? Buying coins directly in the APP, this is really coming Since the banks are on board, what are we waiting for? Buy buy buy This move by BPCE feels like a prelude to bigger actions later Wait, 12 million customers? How much liquidity does that release? My mind is a bit confused I just want to know, will domestic markets follow? Or will we have to wait a long time again It feels like this is not just hype, but a real signal of gold and silver entering the market European banks have opened the door, so there's nothing much to fear afterward Looking forward to the next announcement, who will be the next big bank to take the plunge

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SandwichDetector

· 16h ago

Damn, it's really happening now, banks are directly integrating trading? How long will this influence reach retail investors? --- European financial giants are rushing in, this pace is much faster than expected... feels like we need to act quickly. --- By 2026, full coverage of 12 million users, the landscape is indeed changing, but retail investors are still the same. --- BPCE's move is brilliant, directly bypassing the middlemen of exchanges, the advantages of bank-based systems are really top-notch. --- But on the other hand, regulation loosens and follows up so quickly, how many interests are driving this? --- If this really becomes standard, the days of exchanges will be tough... --- Wait, French banks are already in, when will we get this treatment too? It's outrageous.

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MetaverseLandlord

· 16h ago

Wow, the banks are starting to sell coins now. This must be making traditional financial players nervous. --- European big banks are really ruthless, directly offering BTC in their own apps, aiming to reach 12 million users. No wonder the crypto community is buzzing. --- Wait, what does this mean? Mom, do ordinary people no longer need to jump into apps to buy coins? Then the days of exchanges must be a bit tough. --- BPCE's move is brilliant; full coverage by 2026. It feels like a collective surrender signal from the banking industry. --- I just want to know when China will catch up. Europe is already doing this, and we're still banning it. --- No way, if that's the case, does Coinbase still have a reason to exist? It feels like the ecosystem is about to be reorganized. --- Spanish BBVA and Santander are also following suit. Definitely FOMO. The crypto world is really about to take off, brothers. --- Banks are already selling coins themselves, and some still say crypto is a scam. That cracks me up. --- 12 million retail customers. How much money will flow in? BTC is on the rise, it seems. --- Relaxed regulations, big banks entering the market. The feeling of this new pattern opening up is awesome. Will the next be JPMorgan Chase?

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WhaleStalker

· 16h ago

Damn, this wave of BPCE directly brought crypto into the mainstream. I’m bearish on those still shouting "illegal." Wait, European banks are teaming up to enter... Is this the rhythm of collectively cutting leeks? BBVA and Santander are also moving? What about domestically? Why are they still hesitating? Really, from 2 million users to 12 million, how crazy is this influx of traffic? If this continues, how will retail investors survive? Big capital teaming up to hunt us down. As the landscape opens up, we should also be vigilant about risks. Bank entry ≠ 100% safety. Europe really knows how to play, directly legalizing the crypto industry. Meanwhile, we are still防火防盗防银行.

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Lionish_Lion

· 16h ago

Christmas Bull Run! 🐂

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Lionish_Lion

· 16h ago

Christmas Bull Run! 🐂

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ReverseTradingGuru

· 16h ago

Whoa, banks are directly integrating trading? Traditional finance is really losing control now. --- Wait, from 2 million to 12 million, what big move is BPCE planning? --- Is this for real? I thought banks would keep pretending for another couple of years. --- Europe is moving so fast; will the US panic? --- Finally, it's here. It should have been like this from the start. --- Regulatory easing + banks building channels, the next phase of funds should be on a different level. --- Santander BBVA are following suit? This is no joke. --- Buying coins directly in bank apps, lowering the entry barrier for ordinary people. --- Planning to reach 12 million users by 2026, this pace is pretty aggressive. --- Basically, it's still about money. Big funds have sniffed out the opportunity. --- Feels like this wave is really coming; those previous predictions might not have been just talk.

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LostBetweenChains

· 16h ago

Damn, is traditional finance really about to admit defeat? Buying coins directly in the bank app—this move is incredible. --- Europe's recent actions are serious. They plan to onboard 12 million users by 2026, with a solid plan. --- Wait, what does this mean? Mom won't have to worry about me explaining what a wallet address is anymore. --- BBVA and Santander are also catching up. It feels like the last line of defense for traditional finance is being pushed down. --- The real big news isn't in these press releases but in the shift of capital flows. --- Bitcoin is entering banks, Ethereum is becoming mainstream, and the story of the next era might be laying the groundwork. --- When will this happen domestically? Don't fall behind again. --- This is how institutional entry should look—more tangible than any ETF application.

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