The phenomenon of global wealth concentration is intensifying. Currently, the United States exhibits a typical K-shaped economic pattern: on one side are high-net-worth individuals whose assets are continuously appreciating and whose consumption capacity is skyrocketing, while on the other side are the middle class facing survival pressures.

Data best illustrates the issue. The top 10% of wealthy households now account for 49.7% of total national consumption, reaching a new high in nearly four decades. Specifically, holders of real estate and stocks see an annual appreciation rate of 40%, and salaries for industry elites have surged by 45%. These increases are directly reflected in the purchase of luxury assets such as private jets and mansions. Some entrepreneurs have their net worth surpassing 700 billion USD, with wealth growth outpacing traditional economic cycles.

In stark contrast, the struggles of the lower and middle classes are evident. Living costs remain high—an individual medical service can cost thousands of dollars, and education, housing, and healthcare form three major pressure points. Many people cannot even maintain basic living standards despite working, and some face the risk of homelessness. This polarization is not just about income disparity but also about the mechanisms of asset appreciation: those with assets multiply their wealth through stocks and real estate, while those without assets are forced to struggle in service industries and low-end jobs.

The extremity of this economic structure warrants reflection. When consumption and asset growth are highly concentrated among a few, the overall efficiency of the economic cycle declines. The purchasing power of the majority is limited, which in turn constrains the development space of the middle-income group. This may be the reason why more and more people worldwide are paying attention to wealth distribution issues—not only a matter of social fairness but also of economic sustainability.