#美联储回购协议计划 Having some spare cash, wanting to make a quick turnaround in the crypto world, there are only two paths—either steadily accumulate spot holdings or leverage contracts for high returns. Which one to choose? Instead of overthinking, let’s look at two real cases.

**The Self-Discipline of the Conservative**

Old Li has been in this circle for three years, nicknamed the "Zen Warrior." His strategy is simple: start with 50,000 yuan, specifically accumulate top coins like Bitcoin and Ethereum. Keep accumulating during dips, sell when prices rise. Such a seemingly boring approach has resulted in his account holding 2 million yuan.

His secret? One sentence: never touch contracts.

He understands a fundamental truth—steady money should be earned slowly. Not chasing overnight riches means no overnight margin calls. Years may seem long, but the power of compound interest will show itself at some point. It might take three years for a 10,000 yuan investment to double to 20,000 yuan, but that’s real money.

**Leaning on the Edge of Contract Risks**

Now, let’s look at Xiao Wang’s story. This guy has incredible talent with contracts, playing with 10x leverage like a pro, turning a $3,000 account into $200,000. For a while, he was the envy of his circle, posting all kinds of wins.

And then? Within three days, his account was wiped out—liquidated.

He later said something very painful: contracts are like a printing press—they’re also a money shredder. Out of ten contract traders in the circle, nine and a half don’t last three months. Liquidation is as common as drinking water for them.

**The Dilemma Now: What if You Only Have 10,000 Yuan**

Many beginners face this question: with limited funds, how can they grow quickly?

**Spot Trading** is the traditional, patience-testing approach. Buy and hold for the long term, waiting for a bull market cycle. The advantage is relatively controlled risk; the downside is slow growth. With 10,000 yuan and a 100% annual return, it would take years to reach a substantial amount.

**Contract Trading** is like installing an accelerator. Using leverage to amplify the same principal can generate higher short-term gains. But at what cost? Risks are magnified tenfold, hundredfold. A single misjudgment can wipe out your account in two or three months. Gamblers are most prone to fall here.

**How True Experts Play**

Don’t be fooled by those claiming to make millions monthly from contracts. Real experts use a hybrid strategy:

Hold spot as the core—long-term holding provides a stable cash flow foundation. Use contracts to capture short-term swings and profit, but never go all-in. Stability comes first; occasional big gains are bonuses, not the goal.

**Final Words**

Opportunities in the crypto world are plentiful. Top assets like Bitcoin and Ethereum are well-supported for long-term growth. But don’t expect anyone to turn you into a millionaire overnight. The truly profitable traders are not relying on luck or gambler’s mentality. They succeed by understanding market rhythms, respecting risks, and exercising patience.

Clarify your goals, choose a risk-appropriate path, and stick with it. That’s the right way to survive and profit long-term in this circle.