Recently, the group has been sharing screenshots about stablecoin regulation, reserve audits, and various "de-pegging" rumors again. To be honest, my first reaction isn't to chase the news, but to think: what kind of permission model should I use for my assets? Don't panic and end up messing myself up.

For small daily transactions, I still prefer hardware wallets—simple, offline signing, most importantly, "I can control it." Don't make it too complicated. When assets grow a bit, I really don't want a single private key to decide life or death, so multi-signature is quite suitable. Even if it costs a bit more in transaction fees, I accept it—after all, it's about fault tolerance. Social recovery feels more like something for people who are "afraid of forgetting/losing"—suitable for those lazy to manage seed phrases but don't want full custody. But you also need to pick a trustworthy guardian; otherwise, it's just swapping risk for a different name.

It's just... every time I see de-pegging rumors flooding the screen, the more people share, the more annoyed I get. Anyway, my current principle is simple: don't misplace permissions, save on gas where you can, but security really can't be compromised. That's all for now.