AI-Driven Decentralized Finance Infrastructure: How Wayfinder Drops the Barriers to Entry

Although DeFi claims to be open to everyone, its complexity still hinders ordinary investors from participating. From preparing Gas fees to understanding complex protocols, many users miss out on promising investment opportunities due to cumbersome operations.

Wayfinder, as an on-chain dedicated AI agent system, aims to address these accessibility issues. Users can execute professional-level investment strategies, covering complex operations from cross-chain trading to basis trading, simply by having a simple conversation with the agent.

In the future, Wayfinder plans to expand into API services, aiming to become the infrastructure that simplifies on-chain complexities and is widely used in various Web3 projects. This will significantly improve the user experience across the cryptocurrency industry, bringing the ideal of "inclusive finance" closer to reality.

The High Barriers to Entry in Decentralized Finance

The research from the Bank for International Settlements clearly demonstrates the accessibility issues of Decentralized Finance (DeFi). Taking the leading DeFi protocol Uniswap V3 as an example, only 7% of liquidity providers control approximately 80% of the total locked value ( TVL ). These professional users are skilled at operating complex systems, achieving a return rate that is 20% higher than that of average users. This gap even exists in the relatively user-friendly Uniswap, indicating that accessibility issues affect the entire DeFi ecosystem.

The complex operational processes hinder new users from entering and also lead existing users into endless learning and decision fatigue. As a result, DeFi is becoming the exclusive domain of professional users, which contradicts the original intention of achieving inclusive financial innovation through decentralized technology. High barriers to entry and poor usability limit the potential development of DeFi.

AI Intelligent Body System: Core Advantages of Wayfinder

Wayfinder offers an AI agent system specifically designed for on-chain environments. Unlike general agents, Wayfinder agents are directly integrated with blockchain infrastructure and can automatically execute on-chain tasks. Its AI model is specially optimized for the blockchain environment, navigating and utilizing Decentralized Finance protocols more efficiently than general models.

Wayfinder consists of two core components:

1. Wayfinder Shell: An interface for users to interact with various dedicated agents.
2. Wayfinder Graph: A navigation system that helps agents find the optimal path in a complex multi-chain environment.

Wayfinder Shell: Personal Decentralized Finance Assistant

Wayfinder Shell serves as an interface, allowing users to interact with dedicated agents to formulate and execute various on-chain strategies. It supports major public chains including Ethereum, Solana, Base, and Avalanche, enabling seamless asset management in a multi-chain environment.

The main feature of Shell is that agents can execute on-chain transactions directly through the built-in dedicated Web3 wallet. For example, if a user requests to invest $100 USDC in recently rising tokens on Solana, the agent will filter tokens using real-time market data, construct a portfolio, and execute the investment directly.

The Wayfinder's intelligent system includes four types:

• Trading Agents: Handle basic on-chain asset transfers and management
• Perpetual Contract Agent: Integrated with Hyperliquid exchange, supporting spot or perpetual contract trading.
• Contract Agent: Handles tasks related to smart contracts
• Autonomous agents: Coordinate multiple agents based on user-defined goals.

In the future, various specialized agents will be continuously added, such as yield discovery agents specifically for yield optimization, to expand the functionality of the ecosystem.

Wayfinder Graph: Decentralized Finance navigation system

Wayfinder Graph is a navigation system that systematically organizes the complex blockchain ecosystem. Similar to Google Maps, Wayfinder Graph builds a relationship map between DeFi protocols, smart contracts, and assets across various blockchain networks, helping agents execute tasks through the most efficient path.

The core of the system is the "pathfinding path". Each path defines in detail the execution steps for a specific task, including the required smart contract address, function call method, expected costs, and precautions. The agent can use these verified paths to quickly and securely complete tasks.

In the future, routing paths will be created and managed by the community. When new Decentralized Finance protocols emerge, community participants can write and submit paths that interact with these protocols. Path creators are required to stake PROMPT tokens as collateral, which will only be added to the official repository after being approved by validators. When other Shells use their paths, the creators can earn a portion of the fees. Incorrect paths will result in the staked tokens being forfeited and used to compensate victims. This mechanism ensures the ongoing accuracy and security of the paths.

The new Decentralized Finance experience brought by Wayfinder

With Wayfinder, complex on-chain strategies are no longer exclusive to experts. Automated agents handle strategy formulation and execution, allowing beginners to easily manage expert-level strategies, while experts can focus on more complex designs.

simplify complex cross-chain transactions

Wayfinder's trading agent solves the cumbersome Gas fee preparation problem in cross-chain transactions through the BRAP (Best Rate Aggregation Protocol) engine. The BRAP engine explores multiple liquidity paths to find the optimal route and handles token swaps and bridging, providing users with a one-stop experience. Additionally, Wayfinder supports the unified handling of multi-chain Gas fees using only the PROMPT token based on the Base chain, eliminating the need to prepare native tokens for each chain.

One-click execution of repetitive investment strategies

Wayfinder can execute complex investment strategies that go beyond simple token swaps. For example, users can set up a leverage-based DCA (Dollar Cost Averaging) strategy, and the agent will analyze real-time interest rates and TVL across multiple lending protocols, select the optimal protocol, and execute the strategy within the risk parameters set by the user, including automatically adjusting leverage to control risk.

Beginners can also engage in professional-level trading.

The Wayfinder perpetual contract agent integrates with Hyperliquid's on-chain order book engine, allowing ordinary users to easily execute complex strategies such as basis trading. The agent automatically monitors funding rates and will close positions when profitability declines, enabling users to achieve stable returns without needing to understand complex trading mechanisms.

Outlook: The Future of Accessible Decentralized Finance

Wayfinder is expected to become the operating system for on-chain environments, providing functionalities in the form of APIs, allowing various Web3 services to easily call complex on-chain tasks. This will enable existing services like MetaMask and Binance to offer more intuitive and powerful Decentralized Finance products, gaining an edge in competition with traditional DeFi ecosystems.

Ultimately, Wayfinder has the potential to develop into an infrastructure that improves the user experience across the entire cryptocurrency industry and promotes the realization of the DeFi "inclusive finance" ideal.