Stripe officially announced over 40 new upgrades: the Open Issuance platform allows businesses to issue stablecoins with one click, and has collaborated with OpenAI to release the ACP protocol..

Payment giant Stripe announced over 40 new products and features during the "Stripe Tour New York" event on September 30, covering stablecoin issuance, AI-driven agency commerce, and global payment solutions. (Background: The final battle of AI payments: The competition between the three giants Google, Coinbase, and Stripe) (Background: From the acquisition of Bridge to the self-developed Tempo chain, how is Stripe reshaping the payment empire?) At the annual product showcase "Stripe Tour New York" held in New York on September 30, payment giant Stripe announced the launch of over 40 new products and features, covering areas such as stablecoin issuance, agency commerce, payment processing, revenue management, and embedded finance, demonstrating its ambition to drive innovation in the digital economy. Stablecoins and agency commerce: The two major focuses of Stripe's upgrade The open issuance of stablecoins allows businesses to easily create a tailored financial ecosystem In this upgrade, Stripe emphasized two core highlights. The first is the launch of the "Open Issuance" platform through the acquisition of stablecoin infrastructure company Bridge earlier this year, which simplifies the process for businesses to issue and manage stablecoins. According to official introduction, businesses can create and manage their own stablecoins with just a few lines of code through the platform. Businesses can freely mint and destroy stablecoins, flexibly adjust the reserve ratios of cash and government bonds, and choose partners like BlackRock, Fidelity Investments, and Superstate to manage reserve funds, with cash held by Lead Bank to ensure liquidity. At the same time, in order to enhance liquidity, all stablecoins issued through the open issuance platform are fully interoperable, and Bridge's orchestration API supports low-cost conversion of these stablecoins with other stablecoins. Businesses can also earn rewards through stablecoin issuance and utilize revenues to incentivize customers, creating a more attractive business model. Additionally, Stripe introduced a series of updates related to stablecoins, including the ability for businesses to accept stablecoin subscription payments, financial accounts for US businesses now able to hold stablecoin balances, conduct conversions between fiat currencies, use locally issued cards to pay with stablecoins, and support cross-border transfers of stablecoins to crypto wallets. Agency Commerce Protocol (ACP) and AI Monetization Tools The second highlight is the "Agency Commerce Protocol" (ACP) jointly released by Stripe and OpenAI, which is an open standard designed for the AI era, already applied in ChatGPT's instant checkout feature. According to official introduction, ACP establishes a common language between merchants and AI agents, allowing merchants to enable AI agents to sell on their behalf through a single integration while retaining full control over their brand, product catalog, fulfillment, and customer relationships. As an open standard, ACP is applicable to various AI agents, even if businesses do not use Stripe for payment processing. Meanwhile, to further support AI companies, Stripe also launched new tools to assist with product monetization. Other important updates: Comprehensive enhancements to payment and financial services In addition to stablecoins and agency commerce, Stripe has launched multiple upgrades aimed at further optimizing its payment, revenue management, and embedded financial tools, such as: App to web payment process: Businesses can seamlessly guide iOS app customers to Stripe Checkout's mobile checkout page, resulting in companies like Superwall, Voodoo, and Replit saving up to 90% on payment costs. Link Wallet supports BNPL: Stripe's fast checkout wallet Link now supports Klarna's "Buy Now, Pay Later" (BNPL) feature. Hosted payment solutions: Businesses can use Stripe's hosted payments for one-time payments, with Stripe managing global tax compliance, fraud prevention, and dispute resolution. Global tax support expansion: Stripe Tax will support tax collection for physical goods in 102 countries next year. Stripe Reader S710: The new hardware supports mobile data connections, allowing on-site payments without WiFi. AI platform integration: AI platforms like Vercel and Replit can embed Stripe's sandbox, enabling developers to manage payment and financial services without leaving the platform. Related Reports Rumor: MetaMask will launch stablecoin mUSD by the end of this month, with assistance from Blackstone and Stripe. A new battleground for stablecoins: The Layer 1 route competition between Stripe and Circle. Payment giant Stripe secretly develops a new chain "Tempo", integrating Bridge and Privy for seamless stablecoin payments. <Stripe announces over 40 new upgrades: Open Issuance platform allows businesses to issue stablecoins with one click, collaborates with OpenAI to release ACP protocol..> This article was first published in BlockTempo, the most influential blockchain news media.