2026 — первый год внедрения финансов на блокчейне: почему стейблкоины и Ethereum являются самой важной инфраструктурой?

【Block Rhythm】2026 is regarded by the industry as the true beginning of finance on-chain. Under this major trend, stablecoins and Ethereum are becoming the most critical infrastructure of the entire ecosystem.

Seasoned investors believe that the development path of stablecoin project USD1 is worth paying attention to. The first stage is scale expansion — USD1 is expected to break through the 10 billion scale in the near term, reach 1 trillion in the medium term, and occupy a trillion-level share in the 30 trillion global stablecoin market in the long term. This goal looks bold, but considering the inevitability of stablecoins as on-chain financial infrastructure, it is not impossible.

The second direction is application ecosystem. USD1 has enormous potential for cooperation with Web2 companies with hundreds of millions of active users. Compared to traditional payment networks like Visa, stablecoins’ payment advantages are far more obvious — low transaction costs, fast settlement speed, frictionless cross-border transfers. This set of advantages can bring billions of users into the blockchain world while making stablecoin payments an everyday choice.

The third dimension is infrastructure status. In the coming era of tens of trillions of finance on-chain, USD1, leveraging brand accumulation, compliance foundation, ToB capabilities, and user base, has the opportunity to become the most important financial infrastructure of this new era. This is also why institutions are choosing to go all-in on Ethereum and USD1 — they are necessities of this round of financial revolution, not optional items.