Linking with the "Three Medicals," commercial health insurance signals accelerated development

In recent years, the public’s demand for health protection has continued to rise, and the importance of health insurance has kept increasing. It has already become a key insurance product that connects industries such as healthcare and helps the insurance industry fulfill the function of strengthening the social security safety net. Through approaches such as coverage for special medications and innovative payment methods, health insurance has improved the accessibility of innovative drugs and high-end medical devices. Industry insiders say that in the future, commercial health insurance will work even more deeply and closely with the “three medical” sectors—healthcare delivery, medical insurance, and pharmaceuticals—expanding its role from a single cost-compensator to an ecosystem builder that integrates the health industry. An increasing number of health insurance products will also play a greater role in health management and related areas. (China Securities Journal)