What progress has SPD Bank made in the AI field? Vice President Ding Wei summarized it with three keywords: "Foundation, Application, Security."

March 31 financial front-line news: China Minsheng Bank held its 2025 annual results briefing today. With regard to ABC Bank’s progress and impact in the AI sector, Vice President Ding Wei said that it is currently promoting, in a systematic and holistic manner, the deep enabling of artificial intelligence technology for business development.

Ding Wei summarized it with three keywords:

The first keyword is foundation. It is extremely important to root down thoroughly, which is made up of three elements: computing power, algorithms, and knowledge. ABC Bank has already built a dual-cloud, dual-end integrated technology architecture for “compute-all and self-compute,” established a computing power scheduling system, and completed compatibility and adaptation with domestic mainstream computing power; under the model service matrix, at present ABC Bank’s large-model daily average calls have already exceeded 4 million times, and the daily average token count is around 6 billion; it has already built an enterprise-level knowledge base at a scale of one billion, and has explored and formed AI coding.

The second keyword is applications. Implementing full-staff, full-branch, and full-chain as our main line, we can go deep in key business areas. It has already established a work model of knowledge that follows for all employees, and has also preliminarily formed proprietary knowledge assistants that include cross-border, operations, and inclusive finance. Currently, the month-average number of Q&A calls exceeds 500k; to date, the independently created intelligent agents exceed 2,000, of which 143, after rigorous certification, are already being engineered and embedded into key business processes.

The third keyword is security. At any time, security is crucial for finance. ABC Bank has always adhered to the positioning of AI assistants and standardized the application of technology. Focusing on three dimensions—security of AI itself, security enabled by AI, and AI fighting against AI—we are co-researching and co-building with certain security vendors and research institutions an adversarial defensive capability, and we are also building a forward-looking proactive defense system for artificial intelligence, providing high-level security to escort high-quality development.

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Responsible editor: Wang Xinru