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Deep Tide TechFlow News, April 8th, according to Decrypt, the White House Council of Economic Advisers (CEA) released a report stating that banning stablecoin yield products would only increase community bank loan sizes by 0.026% (about $500 million), and the overall banking sector's loan growth would only be 0.02%, with a net welfare cost of $800 million. The report directly refutes the Independent Community Bankers of America (ICBA) warning that small banks could lose $1.3 trillion in deposits.
At the time of the report's release, the Clarity Act, which regulates stablecoin yields, remains stalled in Congress. Senator Cynthia Lummis stated that the bill will enter review in the second half of April and aims to complete legislation before May.