Zijin Bank: On March 19, it received institutional research visits, with participation from multiple institutions including Pacific Securities and Tianzhi Fund.

Zijin Bank (601860) announced on March 24, 2026, that the company accepted institutional research on March 19, 2026, with participation from Pacific Securities, Tianzhi Fund, Furong Fund, Guolian Fund, CICC Asset Management, CITIC Asset Management, Nuoan Fund, Guojin Fund, Yinhua Fund, and GF Fund.

The specific content is as follows:

Q: In which areas does your bank primarily allocate loans?

A: Our bank insists on serving the real economy, focusing on small and scattered enterprises. The credit allocation is primarily directed towards the real manufacturing sector, private small and micro enterprises, and inclusive technology innovation, continuously increasing credit support for key customer groups such as agriculture and small micro, private enterprises. We vigorously support the development of small businesses in advanced manufacturing clusters and strategic emerging industries, continuously enhancing our financial services to the real economy.

Q: How does your bank promote the development of small micro businesses?

A: First, we adhere to the positioning of supporting agriculture, small enterprises, and the real economy, strengthening empowerment and support, optimizing the system and mechanism for small and scattered operations, and directing financial resources towards small micro enterprises. Second, we promote customized product design, improve service efficiency, and launch a series of products suitable for small micro entities and specific industries of small micro enterprises, while simplifying approval processes and establishing front-loaded service mechanisms. Third, we enhance technological innovation empowerment, improve the big data application system, expand the coverage of online and offline channels, strengthen customer experience and retention, and enhance marketing capabilities and intelligent risk control levels. Fourth, we deepen our efforts in regional industrial clusters and develop financial services for industrial chains. Fifth, we reinforce assessments and incentives, strengthening the construction of specialized teams.

Zijin Bank (601860) main business: corporate financial services, personal financial services, funding services, and others.

Zijin Bank’s Q3 2025 report shows that in the first three quarters, the company’s main revenue was 3.273 billion yuan, a year-on-year decrease of 5.42%; net profit attributable to the parent company was 1.204 billion yuan, a year-on-year decrease of 10.9%; net profit excluding non-recurring items was 1.202 billion yuan, a year-on-year decrease of 10.43%; in the third quarter of 2025, the company’s quarterly main revenue was 881 million yuan, a year-on-year decrease of 18.44%; quarterly net profit attributable to the parent company was 291 million yuan, a year-on-year decrease of 33.73%; quarterly net profit excluding non-recurring items was 294 million yuan, a year-on-year decrease of 33.03%; the debt ratio was 92.86%, and investment income was 698 million yuan.

Margin trading data shows that the stock has seen a net outflow of 58.1837 million yuan in financing over the past three months, with financing balances decreasing; there was a net inflow of 1.2391 million yuan in securities lending, with securities lending balances increasing.

The above content is organized by Securities Star based on public information and generated by AI algorithms (Internet Information Office Record No. 310104345710301240019) and does not constitute investment advice.