Luzhou Bank announces 2025 performance: net profit has increased by 20% for three consecutive years, and assets have surpassed 200 billion.

LightningPacketLoss · 2026-03-27T19:11:37+00:00

Luzhou Bank releases its 2025 performance report, with total assets reaching 2024.62 billion yuan, an 18.40% year-on-year increase; deposits amounting to 156.556 billion yuan; loans of 124.83 billion yuan; net profit of 1.542 billion yuan, growing for three consecutive years at 20%. Non-performing loan ratio decreased to 1.18%, with provisioning coverage exceeding regulatory requirements. Shareholders receive a dividend of 1.3 yuan per share. The digital transformation has achieved remarkable results.

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2026-03-27 19:11:37

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On March 23, Luzhou Bank released its 2025 annual performance report. The performance report shows that during the year, the bank’s operating scale and quality-and-efficiency improved in tandem, with core indicators remaining solid and trending positively. Its level of high-quality development continued to rise. By year-end, the bank’s total assets reached CNY 2024.62 billion, up 18.40% year over year, successfully breaking through the CNY 200 billion mark. Total deposits were CNY 1565.56 billion, up 15.70%. Total loans were CNY 1248.30 billion, up 20.11%, with growth rates of scale indicators ranking among the top tier among city commercial banks in the province.

In 2025, Luzhou Bank achieved a net profit of CNY 1.542 billion, up 20.91% year over year. It delivered consecutive three-year growth of 20% or more. Both ROE and ROA improved, and shareholder value increased steadily. Asset quality reached the best level in nearly six years: the non-performing loan ratio was 1.18%, declining for the third consecutive year. It was 64 bps lower than the national average for city commercial banks. The provision coverage ratio was 415.24%, exceeding regulatory requirements by 265.24 percentage points, and its risk control defenses were solid.

In addition, the bank’s board of directors recommended a cash dividend of CNY 1.3 per share, with an expected dividend yield of over 7%. Throughout the year, it deeply supported the local real economy, with outstanding inclusive small and micro loan balances of CNY 15.781 billion. The results of its digital transformation were significant, with the electronic banking substitution rate reaching 95.13%.

(Luzhou Bank)

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(Editor: Wang Xinyu)

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