Sunshine Insurance: Net profit attributable to parent company in 2025 is 6.31 billion yuan, a year-on-year increase of 15.7%

LightningPacketLoss · 2026-03-27T19:08:22+00:00

Sunshine Insurance released its performance report in 2025, with total premium income of 150.72 billion yuan, a year-on-year increase of 17.4%. Net profit attributable to the parent company was 6.31 billion yuan, up 15.7%. Sunshine Life's premiums exceeded 100 billion yuan, an increase of 27.5%. Overall cost management has shown significant results, with fixed costs decreasing by 9.8%. The group's total investment assets reached 640.2 billion yuan, with investment income of 25.23 billion yuan.

LightningPacketLoss

2026-03-27 19:08:22

Abstract generation in progress

On March 16, Sunshine Insurance released its performance announcement for 2025. In 2025, the company’s total premium income reached 150.72 billion yuan, a year-on-year increase of 17.4%. It achieved insurance service income of 65.07 billion yuan, a year-on-year increase of 1.7%. The net profit attributable to shareholders of the parent company was 6.31 billion yuan, a year-on-year increase of 15.7%. The group’s embedded value was 120.78 billion yuan, an increase of 4.3% compared to the end of the previous year.

Sunshine Life’s premium scale has surpassed the hundred billion yuan mark, with total premium income of 102.61 billion yuan, a year-on-year increase of 27.5%; new business value was 7.64 billion yuan, a year-on-year increase of 48.2%. Sunshine Property & Casualty’s original insurance premium income was 47.89 billion yuan, a year-on-year increase of 0.1%; the comprehensive cost ratio for non-guaranteed insurance underwriting was 98.9%, a decrease of 1 percentage point year-on-year, achieving underwriting profit of 490 million yuan.

In 2025, to hedge against operational risks brought by falling interest rates, the company implemented a management efficiency improvement focused on fixed costs, variable expenses, and liability cost management. The overall fixed costs were reduced by 9.8%, and the variable expense ratios for Sunshine Property & Casualty and Sunshine Life decreased by 1.5 and 8.4 percentage points, respectively, with total fixed and variable costs dropping by more than 2 billion yuan for the year; the guaranteed costs for new single premium policies and the costs for existing policies for Sunshine Life further declined.

In 2025, the group’s total investment asset scale was 640.20 billion yuan, achieving total investment income of 25.23 billion yuan, comprehensive investment income of 32.44 billion yuan, total investment return rate of 4.8%, and comprehensive investment return rate of 6.1%.

(Sunshine Insurance)

(Editor: Qian Xiaorui)

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