Stock trading isn't difficult; getting rich quickly is very hard.

Based on an annualized investment return rate of 10%, the annual income corresponding to different principal amounts is as follows:
• 100,000 yuan principal, annual income of 10,000 yuan;
• 500,000 yuan principal, annual income of 50,000 yuan;
• 1 million yuan principal, annual income of 100,000 yuan;
• 5 million yuan principal, annual income of 500,000 yuan;
• 10 million yuan principal, annual income of 1 million yuan;
• 50 million yuan principal, annual income of 5 million yuan;
• 100 million yuan principal, annual income of 10 million yuan.
Everyone is encouraged to consider their own financial situation and estimate the annual returns they can achieve through investment.
Some may feel a sense of regret: even with a principal of 100,000 yuan, earning only 10,000 yuan a year, in a bull market, everyone seems to be a stock god, and these returns are indeed modest. However, from a different perspective, if you are a newcomer just entering the workforce and have painstakingly saved up 100,000 yuan, you can earn 10,000 yuan more than your colleagues each year; if you have been working for 10 years and successfully saved 1 million yuan, you can earn 100,000 yuan more annually than your colleagues. Assuming your annual salary is 400,000 yuan, plus this extra 100,000 yuan, with a family expense of 300,000 yuan per year, you can save 200,000 yuan, while your colleagues can only save 100,000 yuan. The advantage is obvious. In this way, isn’t the investment return quite attractive?
If your investment return rate can increase to 15%, or even 20%, the difference in earnings will become even more significant.
The savings from your salary and the returns from investments can be continuously reinvested as stock trading capital. For example, if last year you had a principal of 1 million yuan and made a profit of 100,000 yuan, this year your principal increases to 1.1 million yuan. If you save an additional 100,000 yuan at work, your principal this year will reach 1.2 million yuan. With this scale of principal, stock trading gains could reach 120,000 yuan, meaning you earn 120,000 yuan more than your colleagues.
As the principal continues to grow, when investment returns surpass your salary income, or even multiple times your salary, full-time investing and achieving financial freedom will no longer be just a distant dream.
However, expecting to get rich overnight through a single bull market is as difficult as ascending to the sky.
I come from an ordinary family in a small town with no background. Back in the day (and now, I’m not doing so well, so I think back to those days), I was admitted to Xiamen University with a score exceeding the Tsinghua cutoff by more than ten points. In my career, due to repeatedly refusing unreasonable work arrangements from my superiors, my career did not develop as smoothly as expected. I worked as a programmer for 7 years and then spent 12 years in project management, essentially working as a clerk all my life. Fortunately, the stock market is like the college entrance exam—relatively fair, testing intelligence, judgment, and learning ability. It was through over a decade of salary accumulation and investment gains that I finally started my professional investment journey in the past two years.
Stock trading itself is not difficult; the real challenge is trying to get rich quickly through it. If you view investment returns as a supplement beyond your salary, your mindset will become more stable and healthy.
Finally, I sincerely wish everyone smooth work, successful investments, and everything going smoothly.