Have you noticed a harsh reality: in the crypto and stock markets, the less money you have, the lower your chances of making a profit. Why is it harder for the poor to succeed in the crypto and stock markets? Making 50% profit on 100,000 a year is meaningless. Making 50% profit on 500,000 a year has some significance. Making 50% profit on 1 million a year is constructive. Making 50% profit on 5 million a year is equivalent to creating the income of a middle-class family in a year. Making 50% profit on 20 million a year is basically financial freedom. According to long-term statistics from Tonghuashun: 1. Accounts under 100,000 yuan account for 71.86%, with a profit rate of 2%, meaning 98% are losing money. 2. Accounts between 100,000 and 500,000 yuan account for 21.65%, with an 85% loss rate. 3. Accounts between 500,000 and 1 million yuan account for only 3.75%, with a 50% loss rate. These three categories—accounts under 1 million—make up 97.26%, close to 98%, and most people are losing money (specifically, 90.7% of all crypto and stock investors have accounts under 1 million yuan and are losing). The common saying that nine out of ten accounts lose is supported by big data, but these nine losing accounts are mostly accounts under 1 million. 4. Accounts between 1 million and 5 million yuan account for 2.62%, with a 97% profit rate. 5. Accounts over 10 million yuan account for 0.12%, with a 99.1% profit rate—meaning fewer than one in a thousand accounts over 10 million lose money. Investing 100,000 yuan and earning 50% in a year yields 50,000 yuan, enough to pay a few months of mortgage. But with 5 million yuan, earning 50% yields 2.5 million, enough to create a middle-class wealth. As the saying goes, during the era when the underworld fought for dominance, they kept their heads in their belts, but only after winning could they clean themselves up and earn steadily. The main reason small funds have a much higher loss probability than large funds is that small funds lack their own moat and rely entirely on high risk to gain returns. However, high risk does not necessarily mean high reward; high risk simply means high risk, unrelated to high returns. High risk only leads to bankruptcy. Most small investors in crypto and stocks have less than 100,000 yuan principal. If you insist on earning 100% annually, it’s like loading a revolver with three bullets—losing money is only a matter of time. $AL $IO $GAME2