PwC: Institutional-grade encryption adoption has crossed the irreversible point

CoinVoice has learned that PwC, in its published “2026 Global Crypto Regulatory Report,” states that institutional adoption of crypto assets has crossed the “irreversible point,” and the process is now difficult to reverse. The report notes that the current focus is no longer on whether institutions should use crypto assets, but on how to integrate them into the existing financial system. Crypto assets are shifting from primarily trading and speculation to being deeply embedded in core financial scenarios such as payments, settlements, treasury management, and balance sheet management, with production-level applications of stablecoins being particularly critical. PwC points out that stablecoins and tokenized cash are widely used by banks, asset management firms, and payment companies for internal transfers, cross-border payments, and corporate fund operations. Cryptocurrency technology is gradually becoming the “underlying financial infrastructure,” often invisible to end users. The report believes that once crypto systems are embedded into an institution’s core business processes, their adoption path will be difficult to reverse. This view is also echoed by several market participants, including USDC issuer Circle.