2026-01-21 15:23:24

Experienced holders of BTC and ETH have all made the same mistake—holding onto coins in hopes of appreciation, letting assets sit idle in wallets. Actually, there’s another way.

A certain DAO protocol now offers ultra-low interest lending products that change the game. The core idea is this: you don’t need to sell your core holdings, you can directly use BTC or ETH as collateral to borrow stablecoins at an annualized interest rate of 1%. What does this rate mean? It’s something you won’t see in traditional lending markets.

And after obtaining stablecoins? The key step comes—investing them in a major exchange’s financial products for hedging. Borrow at 1% interest here, earn 18% from financial yields there, and the interest spread is captured.

In simple terms: your core holdings remain untouched, but additional cash flow flows in continuously. That’s why this type of low-interest lending protocol has become a new favorite among blue-chip asset holders. Liquidity shifts from being "frozen" to being "activated," significantly increasing asset value density. For long-term bullish investors, this logic is worth considering.

BTC0.83%

ETH1.59%

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AirdropHarvester

· 6h ago

1% borrowing at 18% profit, this logic is really awesome, I want to try it now What about the 2% fluctuation risk? Is no one talking about it? The crypto world has too many tricks Holding the base position without moving can earn cash flow, isn't this the way I dream of relaxing Such a good excuse, why are some people still holding onto coins and making money silently Interest rate arbitrage sounds great, but sleeping near the liquidation line is nerve-wracking, brother Hey, here comes another "game-changing" new product, this phrase is overused But on the other hand, it's indeed better than just hodling coins and sleeping

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Lonely_Validator

· 6h ago

1% Borrowing at 17% profit, this spread is just too tempting. Why didn't I think of this before? 2. Wait, can it really reliably lock in 18%? If there's no risk, everyone would be doing it. 3. Holding coins for three years with no movement, now I finally know how to make them work. 4. This logic sounds good, but it feels a bit too idealistic... what about in actual operation? 5. Locking the base position, continuous cash flow—this is the right way to hold coins. 6. Low interest and high returns again, be cautious—are there any traps? 7. Should have played like this long ago, wasted two years of interest spread. 8. Here's the question: are these financial products really stable? Have they ever collapsed? 9. Finally understand why some people can earn passively—I’ve been stupidly hoarding all along. 10. 1% borrowing, 18% financial management... the numbers look great, but how long can they last?

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GweiTooHigh

· 6h ago

1% Borrow, 1% Earn, 18% Profit? That number sounds outrageous, be careful not to get caught in a trap. 2. Wake up, is this kind of arbitrage still so attractive now? Feels like it's about to blow up. 3. Holding the core position without moving can still earn some profit, it does sound tempting... but what about the risks? 4. What are they hyping about the "Chosen Protocol" again? Last time I believed it, I ended up losing everything. 5. Where does the 18% return come from? Isn't there some risk involved? 6. That's why I never believe in this kind of scheme; it's more reliable to keep the money in hand. 7. Interest rate arbitrage sounds really good, but I'm just worried that the exchange might have issues someday. 8. A 1% lending fee is indeed excellent, but an 18% financial product is probably a trap. 9. Every time I hear this kind of claim, I think of Luna before... Forget it, no more messing around. 10. I like that I don't have to sell the core position, but I always feel there's a trap in the hedging part. 11. Another "passive income" scheme, and everyone who believed in it has regretted it. 12. Isn't this just a variation of leverage? Changing the wrapper doesn't change the essence.

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