Holding BTCB but don't want to move it? Here's an idea: treat it as collateral and use the lending market to exchange it for stablecoins for use.



The core of this strategy is not betting on market trends, but rather turning idle volatile assets into accessible cash flow. You can borrow stablecoins, such as USD1.

Then, this stablecoin can be transferred to financial channels to earn interest through flexible deposits. Here's a layered yield detail: from 0 to 50,000, the annualized return can reach 20.05%, while beyond that, only 0.05%. So a smart approach is to precisely control your position—grab the high-interest tier, and don't forcefully invest the rest.

Be cautious about risks. Don't push the LTV too high; remember you're borrowing stablecoins, but the collateral is volatile assets. A market jump could bring the liquidation line very close. The prerequisite for earning interest spread is first to stay alive—don't get liquidated out of greed.
USD1-0.09%
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OfflineValidatorvip
· 8h ago
Wow, I didn't think of this logic, it's like getting something for nothing, haha. The precise control around 50,000 is really awesome. If others foolishly invest all their funds, it actually lowers the returns. But you need to be careful with LTV; a sudden crash could lead to liquidation and being out of the game. This is the real way to make active money, much smarter than just HODLing.
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BakedCatFanboyvip
· 8h ago
Wow, I like this nesting doll, but I really need to take it easy. One sudden crash and the dream is shattered.
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BlockchainGrillervip
· 8h ago
This 20% interest rate is great, but the key is not to be greedy and fill up the LTV. A sudden drop could lead to liquidation, which would be really uncomfortable.
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MoonMathMagicvip
· 8h ago
Wow, is this 20% annualized return really that awesome? But I have a good grasp of the liquidation risk. With BTC's volatility so fierce, the LTV needs to be lowered.
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GovernancePretendervip
· 8h ago
It feels like left hand and right hand, is the tiny interest you can earn really worth the hassle? --- Liquidation risk is the real trap, a black swan can directly lead to game over --- The 20% return on the 50,000 tier looks tempting, but maintaining a stable position is the key --- Isn't this just a high-level form of "I don't look at the market" self-deception? --- What LTV ratio is considered stable? Has anyone actually tested this? --- Basically, it's a bet that BTC won't fall, and the risk is very deep --- Wow, with all this fuss, can the spread cover the gas fees? --- Precise control of positions, you need to think more than when trading coins --- Living is the most important thing, this really hits the point --- Instead of making things so complicated, why not just borrow to do business?
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