Have you ever been caught in this dilemma—Bitcoin rises to 80,000, reluctant to sell, but urgently needing cash? Or have you staked Ethereum and suddenly need to withdraw but can't? Today, I’ll share a game-changing idea: use products like Falcon Protocol to split your crypto into two parts—one continues to ride the gains, and the other provides you with steady daily cash flow.

**1. A New Way to Play in Crypto Finance**

How do traditional wealthy investors do it? They mortgage their houses to banks for loans to invest. When property prices go up, they still own the house, and the loan interest isn't high. But in the crypto world, it’s awkward—want to use BTC as a down payment? Either sell some at a loss or borrow high-interest loans via P2P, with annualized rates of 20%+.

Now, there's an alternative approach. You deposit 1 BTC (current price $80,000), and the system, at a 65% collateralization ratio, gives you $52,000 in stablecoins. You can use this money directly—for a Tesla purchase, rent payments, and more. Even better, if BTC rises to $100,000, the system automatically adjusts the collateral ratio to 52%, and you can get an additional $13,000 credit line!

**2. How Does the Income Work?**

Why can the borrowed stablecoins reliably generate an annualized yield of 8%+? Behind this are several parallel profit engines:

First, cross-exchange arbitrage. Monitor perpetual contract premiums across top exchanges, other exchanges, and derivatives platforms simultaneously. When you spot ETH perpetual contracts trading at a 0.8% premium on one exchange, you open a short position there and buy spot on another exchange, capturing the premium between buy and sell. The system scans 37 trading pairs every second. Last year, this strategy alone earned $42 million.

Second, government bond cycle arbitrage. Use stablecoins to buy BlackRock’s bond tokens BUIDL, which offer an annualized yield of 4.7%. This way, you enjoy government bond returns while avoiding the extreme volatility of the crypto market.

These two engines operate simultaneously, which is why holding stablecoins can steadily generate returns—the money on your chain is working every day.