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A turning point is happening in the world of money transfers. Electronic funds transfers (EFT), wire transfers, and cash transactions are now under stricter regulation. These new regulations increase transparency in financial transactions and require users to perform additional verifications during the transfer process. Especially in digital asset exchanges and peer-to-peer transactions, this type of money movement control is becoming increasingly common. For industry players, this change highlights the need to strengthen compliance mechanisms and develop customer identification (KYC) protocols.