A real tragedy is unfolding in Silicon Valley.

A senior engineer who worked at a top tech company for 12 years, earning an annual salary of $450,000, found himself homeless just six months after losing his job. This is not an alarmist story, but a harsh reality happening in the tech industry today.

The development of the situation is shocking:

The company suddenly initiated large-scale layoffs—income instantly dropped to zero. Years of high salary accumulation proved fragile in the face of sudden unemployment. The cost of living in Silicon Valley has long been astronomical, with mortgage, rent, and daily expenses continuously eroding savings each month. The speed at which cash flow breaks is often much faster than we imagine.

This case highlights a problem many people avoid: high income does not equal financial security. Even the most decent job can disappear overnight, and the traditional "iron rice bowl" employment is now a thing of the past. Relying on a single income, excessive debt, and lack of emergency reserves—these are all hidden time bombs.

For those working in the tech industry or any field, this is a stark reminder: diversify risks, build multiple income streams, and maintain asset liquidity. These are no longer optional but essential for survival. No matter how much you earn now, financial resilience is the true safeguard.