What do you think about the exchange's promotion of 100% payout on withdrawals?

First, clarify one point: Is the exchange acting as an insurance company in this scenario?

Just like when a car has a traffic accident, the insurance company compensates you, pays to repair your car, but your car becomes a salvage vehicle, and its value decreases. Will the insurance company pay?

The answer is definitely no. The so-called 100% payout on withdrawals is based on the same principle!

If you receive dirty money and your bank card is frozen, it might take years to unfreeze, which also poses certain unknown risks to you personally.

Therefore, there is no optimal solution for withdrawals. The 100% payout is an industry advancement, but many big players do not withdraw in this way.

They usually have fixed local U merchants or friends. Even if problems occur, both parties know each other, have real-world connections, and can explain things clearly.

However, this kind of risk means that if an issue arises, while it’s easier to explain and request unfreezing, if unlucky enough to encounter an unsolvable problem, the account may remain frozen or take a long time to unfreeze.