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The recent discussions you've seen about the US kill zone mostly stay on the surface. I want to offer a different perspective.
This is never simply about targeting a certain income class; it is determined by the entire US national system and strategic positioning. You need to understand the underlying logic.
The design of the US kill line points to a core goal from start to finish—forcing you to consume. Don’t believe me? Look at housing loans, education, healthcare—aren’t they all about impacting your living costs? This isn’t a social trend issue, nor is it a matter of personal choice; it’s a tailored institutional arrangement.
As a consumer nation, what does the US need? Continuous domestic demand, residents constantly spending money. So the system is designed this way—to keep your basic living costs always at a critical point, forcing you to work, to consume, to borrow. This way, the country's GDP increases, and capital flows become more active.
Looking at it from another angle, if someone can save comfortably and has plenty of leisure time, they actually pose a threat to this system. So the kill line isn’t a bug; it’s a feature—an systemic characteristic.
Once you understand this, you can truly see through many superficial phenomena to the deeper logic behind them.