Cross-border transfers have always been a major challenge in global finance—slow to arrive, expensive, and complicated. Recently, a new project called FIN has emerged, directly addressing this pain point with stablecoin technology.

Founded by two former Citadel employees, FIN is not aiming for a niche market but intends to build large-scale payment channels using stablecoins. The goal is clear: to provide instant and efficient cross-border transfer solutions for enterprises and high-net-worth clients. This is not just a technological innovation but a challenge to the traditional banking system using Web3 approaches.

By early 2025, FIN completed a $17 million funding round led by Pantera Capital, with participation from Sequoia and Samsung Next. This funding configuration speaks volumes—top-tier venture capitalists do not follow trends lightly, and projects that attract them have captured real market demand. The application prospects of stablecoins in the payments sector have evidently been confirmed by capital.

From the initial TipLink upgrade to the current FIN, the project's evolution is quite interesting, reflecting entrepreneurs' continuous adjustments based on market feedback. Against the backdrop of accelerating global financial digitization, the imagination of redefining cross-border payments with blockchain seems to have just begun.