According to the Financial Times, the UK's largest fintech company, Revolut, is considering quickly obtaining a U.S. banking license through the acquisition of a U.S. chartered bank to expedite its lending and expansion process in the U.S. The company is also evaluating the path of applying for a banking license on its own, and no final decision has been made yet. Previously, Revolut obtained banking licenses in Lithuania and Mexico, and last month completed the acquisition of the Argentine bank Cetelem. The report noted that Revolut's previous application for a banking license in the UK, while initially approved, is still in the "mobilization stage" and has not yet been fully authorized to provide lending services.