BiyaPay Analyst: Citigroup warns that gold valuation has peaked; five key dimensions reveal the rally may be nearing its limit

Deep Tide TechFlow News, November 12th, Citibank’s latest report indicates that gold has reached historic highs in five dimensions: its proportion of GDP, household wealth, central bank reserves, currency ratios, and miner profits, showing that current valuations are extremely “expensive.” The bank predicts that under a basic scenario, gold prices may fall back to $3,650 by 2026, but if structural risks erupt, a bull market scenario could push prices to $5,000. BiyaPay analysts state that the high gold prices reflect strong global safe-haven demand, but short-term volatility risks are increasing. If the Federal Reserve cuts interest rates, fiscal deficits expand, or geopolitical tensions rise, gold still offers hedging value. Investors can allocate to gold-related assets through BiyaPay, while also utilizing the platform’s USDT trading features for US stocks, Hong Kong stocks, and futures, enabling flexible global market allocation and enjoying the investment opportunity of 0-fee spot cryptocurrency contracts.